10 Home Selling Killers

When you’re selling your home, you need every advantage you can get. And there are few homes that are magically market ready without a little help. If your home needs a touch more than a little help, it’s time to get focused. After all, listing your home when it’s not in the right condition to sell will probably only end in frustration. And, in this case, frustration means: your home sitting on the market for months with no offers or the errant, offensive, lowball.

If you want to make sure you get home sold quickly and for the right price, you’ll want to avoid listing it with the following:

1. Excessive damage
   Maybe the home you’re selling was used as a rental and trashed by frat boy tenants, or maybe you just haven’t kept it up as you should. Either way, those holes in the wall that look like the living room was used as a boxing gym, the scratched-up wood floors on which dinosaurs have clearly been racing, and the yard that’s barren except for those two-foot-tall patches of weeds are not what buyers are looking for. Unless you’re planning to offer your house for a price that will make buyers emphasize the good and ignore the bad and the ugly, it’s going to need some attention.
2. Carpet in the bathroom!
   It’s just gross. And everyone who walks into that bathroom is thinking one of two things: 1) There’s got to be mold under there; 2) There’s got to be pee on the floor around that toilet. This is one update you’ll want to do before you list, or if you’re already listed and your home’s not selling.
3. Big, nasty stains
   A buyer shouldn’t know where your dog likes to mark or where your kids spilled the entire bowl of holiday punch. If the stains on your carpet are that bad, potential buyers will stroll in and run right back out. No one wants to buy a pigsty. Invest a few bucks in new carpet. You’ll make the money back since you won’t have to drop your sales price.
4. Pet smells
   Speaking of pets … they smell. You probably don’t notice since you live with them every day, but buyers will, and it might be enough to turn them off. Deep clean the carpets and the upholstery, invest in some air fresheners, and remove cat boxes from the house for showings. The last thing you want is a potential buyer referring to your house as “the stinky one.”
5. Loud dogs who bark every time someone approaches the home.
   One last word on pets. Barking happens, whether it’s your dog or one that belongs to a neighbor. But you don’t need that on the day of your open house. Offering to pay for doggie day care for a neighbor’s pooch can eliminate the issue and help create the serene setting buyers want.
6. Your dead lawn
   Lack of curb appeal won’t necessarily kill a deal. In many cases, you won’t even get potential buyers to get out of the car. If the front yard is a mess, buyers will naturally think the mess continues inside.
7. A bad agent
   Face it. Not all of them are winners. If your agent is: rude, uninformed, lazy, uncommunicative, belligerent, or unwilling to take your opinions into consideration, get a new one. An agent who isn’t giving their client the right type of attention probably isn’t going to get the job done.
8. Your sloppiness
   Those drawers and cabinets you shoved everything into when you cleaned off your kitchen and bathroom cabinets could be a deal breaker for picky buyers. We all know buyers open stuff. They look in drawers, they open cabinets, they examine closets. If these spaces are messy and overstuffed, they may assume there’s not enough storage space.
9. Unreasonable sellers
   Big problems in your house can be deal killers, but they can also be deal sealers, if you are reasonable. If your inspection uncovers plumbing, electrical, or roofing problems (or all three!) and you’re unwilling to negotiate, you can kiss that sale goodbye.
10. Bad Taste
    Your poor decorating choices and failure to keep up with trends from this year-or century-may haunt you when it’s time to sell. If it’s true that many buyers have no vision-and all you have to do is watch House Hunters and observe a buyer getting hung up on a paint color to know that’s true-then you are really in for it with your crowded house full of ugly, outdated crap. A few simple updates can help it to look fresh and give buyers something to fall in love with.

CENTURY 21 SCOTT MYERS REALTORS® are indispensable partners in real estate transactions. Our expertise, networks, and professional guidance add significant value to both buyers and sellers, ensuring the process is as smooth and successful as possible. Whether buying or selling a property, having a CENTURY 21 SCOTT MYERS REALTOR® is a wise choice that can save a client time, money, and stress. If you are thinking about selling to maximize your net profit, CONTACT me for a free local market analysis to see how much your property is worth today!

Prepare Your House for a Spring Listing

If you’re thinking of selling your house this spring, now is the perfect time to start getting it ready. With the market gearing up for its busiest time of year, it’ll be important to make sure your house shines bright among the competition.

Here are some valuable tips you can use to get your house market-ready.

Declutter and Organize

First impressions matter, and if your house is a mess, that can easily turn off potential buyers. Before listing, take the time to declutter and organize each room. Decluttering is about more than just tidying up – it’s about creating a sense of space and openness that allows potential buyers to envision themselves living in your home. According to Moving.com: “Decluttering and organizing your space will go a long way in appealing to potential buyers… decluttering will help the buyers see themselves living in your home. Less clutter inside a home also helps a place appear larger and cleaner, which should attract more buyers.”

Deep Clean Your Kitchen and Bathrooms

The kitchen and bathrooms are focal points for many buyers, and often influence their overall opinion of the house. Ensure these spaces dazzle by giving them a thorough deep cleaning. Pay attention to details like scrubbing grout lines, polishing fixtures, and decluttering countertops. A sparkling kitchen and bathroom can leave a lasting positive impression on potential buyers.

Maintain Your Yard

Your home’s exterior is the first thing potential buyers see, so it’s important to make a good impression from the moment they arrive. A well-maintained yard not only enhances curb appeal, but also shows buyers the home has been well taken care of. Take the time to spruce up your yard by mowing the lawn, trimming bushes, and clearing away any debris or dead plants. Remember, the goal is to create a welcoming environment that entices buyers to step inside and imagine themselves living there. U.S. News says: “A beautifully landscaped front yard can elevate an ordinary house into a charming home and will help homes sell faster and for more money.”

Find a Listing Agent

A skilled listing agent is your partner in minimizing stress when selling your home. Lean on your agent for advice on decluttering, staging, and enhancing your home’s appeal to potential buyers. Their insights into market trends and recommendations for reliable contractors and stagers are invaluable. As Realtor.com says: “A good listing agent will help you price your home . . . recommend a photographer and stager to make it look its best and put your home on the multiple listing service.”

Bottom Line

By decluttering, deep cleaning, and tidying up your house, you can create a welcoming environment that resonates with buyers and increases your chances of a successful sale. Connect with a trusted real estate agent for advice on what you need to do to get your house ready to sell this spring.

Energy-Saving Tips for Winter

An El Niño weather pattern is expected this winter, which could bring severe weather to many parts of the country. But cranking up the heat can be a fast-track to high energy bills. After all, heating and cooling account for nearly half of annual energy bills for the average American household, according to Energy Star. So, before you set that thermostat too high, check out these winter energy-saving tips to help keep your home toasty without breaking the bank. Many of these tips can help you save money and use less energy all year long.

1. Lower the Temperature on Your Thermostat

Steps to take:

• Set your thermostat to a low setting that’s still comfortable for everyone in your home.
• Keep your thermostat a few degrees lower than normal when you’re asleep or out of the house.
• Ensure your thermostat is in a high-traffic area inside your home and away from areas with temperature extremes, such as near exterior doors, so it can accurately read the temperature. Depending on your thermostat, you can move it yourself or call an HVAC professional for help if needed.
• Consider investing in a smart thermostat to set a schedule and more easily monitor your home’s energy usage.
• Consider using small space heaters when you only need to heat a small part of your home.

2. Take Advantage of Natural Heat

Steps to take:

• Open your curtains or blinds during the day to let in the natural heat from the sun.
• Close curtains or blinds at night to help insulate heat.
• Invest in thermal-insulated curtains to help keep warm air from escaping through windows.
• Have ceiling fans rotate clockwise at low speed to redistribute heat and prevent drafts. This pulls cool air up moving warmer air throughout the room.
• Avoid planting evergreen trees south of your home, where they can block out the sun during the winter.

3. Monitor Energy Usage for Electronics

Steps to take:

• Set electronics and appliances to low-power or power-saving mode to reduce energy consumption.
• Turn electronics off when not in use. If electronics need to be on constantly, set to low-power mode when you’re not using.
• Unplug devices when you’re away from home, especially when leaving for multiple days.
• Plug small electronics into surge protectors or smart plugs to easily turn them off and on.

4. Upgrade Lighting and Lightbulbs

Steps to take:

• Turn off lights when you’re not using them.
• Replace lightbulbs with energy-efficient LED or CFL light bulbs.
• Invest in smart bulbs to put lights on a schedule, monitor usage and easily adjust brightness.
• Use energy-efficient holiday lights and follow the manufacturer’s guidelines when stringing multiple strands together.

5. Prioritize Energy-Efficient Choices for Large Appliances

Steps to take:

• Wash laundry in cold water and reduce the electricity needed to warm the water when possible.
• Load washing machines and dishwashers with full loads—but don’t overfill—to maximize energy usage.
• Keep the oven door closed while food is cooking. The heat loss can result in more energy needed to heat the oven.
• Use smaller appliances when possible. For example, a slow cooker instead of oven, or air-dry clothes instead of using the dryer.
• When it’s time to replace your appliance, shop for energy-efficient products.

6. Seal Up Air Leaks

Steps to take:

• Do a visual air leak inspection for signs of leaks.
  • gaps or cracks in existing caulking and weatherstripping
  • light shining through door and window frames.
• Schedule a professional to do a full inspection around the house if you suspect leaks in multiple areas of your home.
• Weatherstrip doors and windows with noticeable drafts and replace old weatherstripping as needed.
• Research DIY window insulation kits. These can help insulate your windows while still letting in the sunshine.
• Check the attic and basement.
  • You can use foam or caulk for small heat leaks, but you may need to call a professional for larger leaks.
• Investigate other common spots such as light fixtures, outlets, air conditioning units, utility cupboards for cracks or gaps.
• Insulate pipes to lessen heat loss, help your water heat up faster and prevent burst pipes.
• Keep fireplace dampers closed when not in use to avoid inviting in cold air. If you don’t use your chimney, seal the chimney flue.
• Lay down rugs on bare floors to help insulate them.
• Schedule a professional inspection if you notice cold air coming through your exhaust fans.

7. Inspect Home Heating Systems

Steps to take:

• Replace furnace and heat pump filters. This will keep them running efficiently and ensure they’re clean from pollutants.
• Ensure furniture and curtains are not blocking vents and obstructing airflow.
• Schedule a tune-up for your HVAC system if you haven’t had one this year or have issues.
  • Common signs can include loud banging or clanking noises, a strong smell or airflow that feels different than normal.
• Arrange for a chimney cleaning if you haven’t already scheduled one this year or if you’ve noticed significant build-up.
• Flush your hot water heater if you haven’t already this year to minimize sediment buildup and help it run more efficiently.
• Consider lowering your water heater temperature to 120* F if it’s suitable for your household.
  • Water heaters maintain a set temperature all day and continuously cycle on and off
• Investigate if your water heater is a good candidate for insulation. If your water heater’s R-value is at least 24 (found on its label) or it feels hot when you touch it, it may benefit from insulation. Check with your utility company and local codes first to see if this is permitted and if your utility company can help with installation.

8. Do a Home Energy Assessment

Steps to take:

• Download an electricity app to monitor your household’s energy consumption.
• Make a list of potential issues in your home to keep top of mind during the assessment.
  • rooms with drastically different temperatures or drafty windows and doors.
• Review your energy bills to help identify relevant information.
  • This can include peak usage time in your home, changes in usage between bills and potential causes for spikes or dips (like if you’re housing relatives during the holidays or recently replaced old appliances).
• Schedule an inspection as early in the season as possible (if needed) to avoid potential construction or renovation during the winter.
  • You can find qualified auditors through the Residential Energy Services Network, your energy company or the Department of Energy’s Home Energy Score Program.

QUICK AND EASY HOME IMPROVEMENT IDEAS

Your home is your sanctuary, a place where you can relax, unwind, and express your personal style. Whether you’ve just moved into a new house or have lived in the same space for years, there’s always room for improvement. However, transforming your home doesn’t have to be something that breaks the bank. Get ready to be inspired and make your home truly shine.

1. Declutter and Organize

Declutter and organize your space before diving into any significant renovations or enhancements. A clutter-free environment looks visually appealing and creates a sense of calmness in the mind. Begin by sorting through each room in your house and removing items you no longer need or use. Use practical storage solutions such as baskets or shelves to keep things organized.

2. Fresh Coat of Paint

One of the simplest yet most impactful ways to transform any room is with a fresh coat of paint. Choose colors that reflect your personality and create the desired atmosphere in each space. Lighter shades can make smaller rooms appear larger, while bold colors add character to larger areas.

3. Upgrade Lighting Fixtures

Good lighting can completely change the ambiance of a room while enhancing its functionality. Replace outdated light fixtures with modern designs that complement your overall aesthetic vision for each space.

4. Curtains and Blinds

Window treatments play an important role in home décor as they provide privacy while adding style to any room. Try swapping out old curtains or blinds with new ones that match your desired color scheme or design theme.

5. Update Hardware

Sometimes, the small details can make all the difference when transforming a space on a budget. Replace old cabinet handles, drawer pulls, and doorknobs with new, stylish options.

6. Create a Statement Wall

Give a room an instant facelift by creating a statement wall. This can be achieved by applying wallpaper, using bold paint colors, or even installing decorative wall panels.

7. Revamp Flooring

If your budget allows for it, updating the flooring can completely transform the look and feel of your home. Replace worn-out carpets with hardwood floors or opt for cost-effective alternatives like laminate or vinyl flooring that mimic the appearance of more expensive materials.

8. Add Greenery

Incorporating houseplants into your living space adds beauty, improves air quality, and creates a calming atmosphere. Choose low-maintenance indoor plants such as succulents or snake plants if you don’t have a green thumb.

9. Maximize Storage Space

Utilize every inch of your home by maximizing storage space in creative ways. Install shelves above doorways, use under-bed storage containers, or invest in multi-functional furniture pieces that provide hidden compartments for additional storage.

10. Update Bathroom Fixtures

Transforming your bathroom doesn’t have to involve an expensive renovation. Updating fixtures like faucets, showerheads, and towel racks can give this often-overlooked space a fresh look.

11. Create Outdoor Living Spaces

Extend your living area beyond the four walls by creating outdoor spaces to relax and entertain guests. Add comfortable seating options like lounge chairs or hammocks and create an inviting atmosphere with string lights, outdoor rugs, and lush landscaping.

12. Add Mirrors

Mirrors are practical and add depth and visual interest to any room. They reflect light, making smaller spaces appear larger while adding elegance to larger areas. Plus, they come in various shapes, sizes, and designs to suit any decor style.

13. Invest in Energy-Efficient Appliances

Upgrading to energy-efficient appliances helps reduce utility bills and contributes to sustainability efforts. Choose appliances labeled with the Energy Star logo to ensure maximum efficiency.

14. Create a Gallery Wall

Displaying your favorite artwork or family photos can instantly personalize any space. Create a gallery wall by arranging frames of different sizes and shapes, reflecting your unique style and memories.

15. Change Cabinet Hardware

Give your kitchen or bathroom cabinets a quick and easy makeover by swapping old hardware for new ones. Choose handles or knobs that match the room’s overall theme for a cohesive look.

16. Update Bathroom Vanity

If replacing an entire bathroom vanity isn’t within your budget, consider giving it a fresh look with paint or stain. Add new hardware and update the faucet to complete the transformation.

17. Redecorate with Accessories

Sometimes, you only need a few well-chosen accessories to breathe new life into a room. Update throw pillows, rugs, curtains, and other decorative items to add color and texture to your space.

18. Create an Accent Wall

Choose one wall in each room to be an accent wall where you can experiment with bolder colors or textures. This adds visual interest without overwhelming the entire space.

19. Install Crown Molding

Crown molding adds elegance and sophistication to any room by bridging the gap between walls and ceilings. Installing crown molding is relatively inexpensive but significantly impacts overall aesthetics.

20. Add Outdoor Lighting

Illuminate your outdoor spaces with strategic lighting options like pathway lights, solar-powered lanterns, or string lights. These not only enhance safety but also create ambiance during evening gatherings.

Transforming your home doesn’t have to be stressful or expensive. With these easy and effective home improvement ideas suitable for every budget, you can give your space an entirely new look while staying within financial constraints. Remember that small changes can make significant differences when creating a more inspiring living environment. So, roll up your sleeves, unleash your creativity, and embark on this exciting journey of transforming your space.

Tips to First Time Home Ownership

Homeownership is the goal for many of us. There is the nuts-and-bolts side of the journey which involves finances, the mortgage loan (and all that goes with it), and the actual work of operating a household. There is also the personal development side that requires careful planning, diligence, and a willingness to learn. Let’s explore the essential steps to prepare for first time home ownership, the buying process itself, and the ongoing work required to maintain a home and budget.

This is a long list of tips, so we have divided them up into three phases.

Homeownership Phase I: The Prep Work

The first step in preparing for the cost of first-time home ownership is to assess your financial situation. This involves determining your credit score, income, and debt-to-income ratio. These factors will play a critical role in determining your ability to obtain a mortgage loan and the interest rate you will be charged.

1) Improving your credit score

To improve your credit score, you can take steps such as paying off outstanding debts and ensuring that all bills are paid on time. So, what’s a good credit score? A score of 620 or higher is often cited, especially if you are going to be working with government insured loans such as the VA loans, the FHA loans or the USDA loans. It does depend also on the size of the loan, so the larger the mortgage, the higher your credit score will need to be.

2) Optimizing Your Debt-to-Income Ratio

It is also important to have a stable income source and to minimize your debt-to-income (DTI) ratio by reducing your debt and increasing your income. A good DTI is below 36% for conventional loans, and anything higher than 43% will probably make getting a mortgage loan very difficult.

3) Saving Up a Down Payment

Determining how much you need for a down payment is also important but work with a real estate agent on this one. It used to be that 20% down payment was the rule, but that’s changed a lot in recent years. Most first-time homebuyers don’t have that kind of money saved up. It’s kind of a moving target so working with an agent and mortgage lender will help you make sense of the down payment options out there.

Next, you will want to determine how much home you can afford. This involves assessing your monthly income, expenses, and debt obligations to determine how much you can comfortably afford to spend on a mortgage payment each month. You can use online mortgage calculators to help you determine the maximum mortgage payment you can afford based on your income and other factors.

4) Mortgage Loan Pre-Approval

Mortgage pre-approval is an essential step in preparing for first time homeownership, but it’s not an obvious step. If you have a real estate agent on board early, they will strongly advise you to get pre-approved. It is a process in which a lender reviews your financial information and determines how much money they are willing to lend you for a home loan.

• To get pre-approved for a mortgage, you will need to provide the lender with detailed information about your income, assets, debts, and employment history. This information will be used to determine your debt-to-income ratio and creditworthiness.
• There are several benefits to getting pre-approved for a mortgage. First, it can help you determine your budget for buying a home. The lender will provide you with a pre-approval letter that outlines the maximum amount of money they are willing to lend you. This can help you narrow down your search to homes that are within your budget.
• Second, pre-approval can give you an advantage in a competitive housing market. If there are multiple offers on a property, a seller may be more likely to accept an offer from a buyer who has been pre-approved for a mortgage, as it shows that they are serious and have the financial means to complete the transaction.
• Finally, pre-approval can help speed up the closing process. Once you have found a home and have made an offer, the lender will only need to finalize the details of the mortgage, rather than starting the entire process from scratch.
• To get pre-approved for a mortgage, you can work with a lender or mortgage broker. You can shop around to compare rates and terms from different lenders to find the best option for your financial situation.

Homeownership Phase II: The Buying Process

Certainly, the home buying process can be complex, and it’s essential to have a clear understanding of the steps involved. Here are some additional details on the buying process:

5) Finding a Suitable Property

This involves identifying your housing needs, such as the number of bedrooms, bathrooms, and location preferences. You can work with a real estate agent who can help you identify homes that meet your criteria. Alternatively, you can search for homes online or attend open houses.

6) Making an Offer

Once you have found a suitable property, you will need to make an offer to the seller. Your real estate agent can help you determine a fair purchase price and negotiate with the seller on your behalf. You will need to include details such as the purchase price, any contingencies, and the closing date in the offer. If your offer is accepted, it’s time to celebrate.

7) Conducting Inspections

Before finalizing the purchase, you will need to arrange for a home inspection and appraisal. These are two separate visits by two separate professionals. Know the difference. The home inspection will assess the property’s condition and identify any issues that may require repair. An appraisal is an assessment of the property’s value and is necessary for obtaining a mortgage loan.

8) Obtaining a Mortgage

You will need to apply for a mortgage loan and provide the lender with detailed information about your income, assets, and debts. The lender will assess your creditworthiness and determine the maximum amount of money they are willing to lend you for a mortgage.

9) Finalizing the Sale

Once all the necessary documents have been signed, and the mortgage loan has been approved, you will attend the closing. At the closing, you will sign the final paperwork and receive the keys to your new home. You will also need to make a down payment and pay closing costs, which can include fees for the appraisal, home inspection, and title search.

It’s essential to work with a real estate agent who can guide you through the buying process and ensure that all necessary steps are taken. With careful planning and preparation, you can navigate the home buying process and achieve your dream of first-time homeownership.

Homeownership Phase III: Your Budget

Owning a home is a significant responsibility that requires ongoing work to maintain both the property and your budget. This includes making regular mortgage payments, paying property taxes, and maintaining homeowner’s insurance. These are some of the items to add to your homeowner checklist.

10) Monthly Mortgage Payments

Your monthly mortgage payment is typically going to be your biggest expense. If you are looking at first time home ownership as an option, it will be an adjustment. The difference between knowing what you will owe each month and actually paying it can be intimidating. Your loan officer and your real estate agent will help to prepare you for this.

• If you look at your mortgage payment as purely an expense, you may be missing out. It’s more than that. You are paying into a pool of equity that you own, so in some ways, you are paying yourself. Building the equity of your home and property is also an investment in your own wealth, and that equity grows with each payment and as your property becomes more valuable in the market.

11) Escrow and How it Works

Housing expenses can come hard and fast when you are in your new house, so your mortgage specialist may recommend you set up an escrow account. The escrow account is attached to your mortgage payment, so it’s all rolled into one. If you escrow your expenses – typically your homeowner’s insurance and your property taxes – it means that they add those monthly payments to your mortgage payment, and you pay it all at once. There are some upsides and downsides to escrowing your monthly mortgage payment, and you should discuss them with your lending officer or mortgage broker.

12) Homeowner’s Insurance

Homeowners insurance is a monthly expense, much like your auto insurance, and mortgage lenders require it. First time home buyers probably haven’t paid it before, but you probably understand what it does and why it’s necessary. It’s a significant expense over the course of a year, so it’s a good idea to shop around for it. If you bundle it with your auto insurance, you can often get a significant discount.

• Home insurance won’t cover all damage to your house, but it typically covers:
  • Your primary dwelling and any outbuildings on your lot
  • Liability for personal or medical issues
  • Fire and/or smoke damage
  • Damaging weather such as storms, lightning and hail
  • Theft and vandalism
  • Falling trees
• It typically won’t cover:
  • Flooding or earthquakes
  • Pest damage (termites)
  • Jewelry or artwork
  • Any damage caused by neglect or normal wear and tear.
• In some of these cases, you can buy extra coverage that will protect your home from specific damage.

13) Property Taxes

If you’ve been renting, you have probably paid property taxes, but they were rolled up into your rent payment, so you didn’t notice it. You will notice these property taxes, and they will take a monthly bite out of your homeowner’s budget. You will get a document every year from your county government telling you what your taxes will be for the upcoming year. This is a letter you should sit down for. As we mentioned, you can sort of hide them in your escrow payment. In some states, you can file for a property taxes refund, which is a lot like your April 15 tax refund, if you homestead your house.

• If you are wondering what your property taxes pay for, here’s a partial list:
  • Public schools
  • Law enforcement
  • Roads
  • Road maintenance
  • Fire departments
  • Libraries
  • Parks
  • Social Services

14) Utility Costs, From Water to Wifi

Again, if you’re looking at first time home ownership, many of these monthly bills may have been wrapped up in your rent check. Now you will be paying separately for water, sewer, electricity, trash collection and natural gas (depending on how you heat). Those were considered the old school necessities of keeping your house running. The new necessities in your new home budget may include your cable bill or your internet service – or both. As you are coming up with your new monthly budget, add these to the monthly house expenses column.

15) Homeowners Association Fees

Buying a condominium or townhouse presents its own advantages in terms of maintenance, but there are usually homeowners association (HOA) fees that you will need to pay. Make sure you are clear about what these are before you move in, because some of these fees can be very high.

Fun Homeowner Budget Items

Some new house expenses happen every month, but some of the more fun expenses are just one-offs that you need to save for.

16) New Appliances

The difference between needing new appliances and wanting new appliances is significant. If you must get new appliances, it’s often because something broke or one of the machines is just too old. You should know about this up front, after the inspection, and before you close on the house. There are always surprises, but you should be somewhat informed about the lifespan of the appliances in your new home.

If your budget allows for upgrading the appliances in your house, that can be fun. If new appliances are on your agenda, but not affordable when you move in, build some savings into your discretionary spending to upgrade in the future.

17) New Furniture and Décor

Another fun expense can be furniture for the new house. A new house gives you the opportunity to decorate and furnish your new life the way you want to. Maybe that’s as simple as a new couch, a new rug or a new bed. This might be an opportunity to also leave behind some of the old furnishings that are way past their due date. As with appliances, you might want to put some savings into your monthly budget for future upgrades of your furniture.

18) Planned Renovations

Jumping into renovations at the same time you are moving into your house is not for the faint of heart. In life, some things are messy, and some things are expensive – renovations are both. If you are moving in at the same time that renovations are happening, it can disrupt your life a lot. If you can do the renovations before move-in day, that’s ideal.

The expense of a renovation project can be much higher than either appliances or furniture, so budget accordingly. If you choose to do it yourself, it will likely be cheaper but will probably take more time.

19) Fixes

Some renovations aren’t fun or voluntary: they are fixes you need to make to the house to make it livable. These are functional, structural things like wiring, plumbing, roofing, HVAC systems, high radon levels, etc. that you must improve or fix before you can move in. Again, the home inspector should have found these and reported them to you. During negotiations with the seller, with the help of your real estate agent, you should have worked out how to pay for these fixes.

• The home repairs you can’t anticipate will probably be somewhat urgent and may come out of your checking or savings account (or a credit card). It’s hard to budget for them, unless you have an emergency fund specifically set up. New homeowners with the ability to do so should consider setting aside some money each month into a fund specifically for any unforeseen home expenses that may come up.
• You will also need to maintain the property by performing regular maintenance tasks, such as cleaning gutters, replacing filters, and inspecting the roof and foundation for damage. This is where your budget for unexpected repairs may come into play.

20) Pre-Cleaning

One thing you may want to do before you move in is pre-clean (if you have the time). A lot of first-time home buyers want to start their new home with a clean slate, and that means cleaning the house before you move in. If you need to move in right away, you will need to estimate how much cleaning you will do versus how much time you have to do it. If, for example, you have a whole day of access to the home before the moving starts, that might be a great time to do a very deep clean, sanitizing every surface, mopping, dusting and carpet shampooing.

21) Change the Locks

One recommended maintenance item in a new home, though not obvious, is to change the locks. You never know how many people have a key to your new house, and the list grows exponentially when you have multiple previous owners. The question of whether to replace all the locks or simply rekey them is a good one. If the hardware on the locks is rather old, replacement might be a good idea. Rekeying is, however, less expensive. Either way, you’re probably going to need a locksmith to do it properly.

• You might also want to change the code on your garage door opener and make sure you locate all the remotes for the garage.

22) Check and replace the HVAC Filters

Conventional wisdom says that HVAC system air filters should be replaced every 30-60 days. We thought that was too often, but then we saw what Bob Villa said on the subject, and that settled it for us.

• Bob said to change the filters for your furnace and HVAC systems every 90 days. He cites three reasons for this:
  • Clean filters save on energy costs.
  • Better air quality for the interior of your home
  • Reduce wear and tear on the furnace.
• Since we are talking about vents, don’t forget to check your lint trap on your dryer often. Every year, there are 3,000 house fires caused by dryers.

23) Check the Refrigerator Coils

Now that you are officially a homeowner, the next thing you need is food. On the back of the refrigerator there are coils that are typically somewhere between very dirty and absolutely filthy. Fortunately, there is a brush that is specifically designed to clean fridge coils. Just like the HVAC filters, keeping your coils clean on a regular basis will help your fridge run better, last longer and be more energy efficient.

24) Smoke and Carbon Monoxide Detectors

Another non-optional home maintenance tip for new homeowners is to test and/or replace the smoke detectors and the carbon monoxide detectors. You could, of course, just check the batteries, but that won’t tell you how much life is left in the battery. You don’t want it to start the smoke alarm beeping in the middle of the night while you run through the house with a broomstick and barking dog. The best way to do it is by replacing them right up front. Then you can have them on your schedule rather than their own. You can then change them every 6 months, as recommended, when we change the clocks in the winter and spring.

• If you have fire extinguishers at your new home, this is a great time to check them to make sure they are charged and in good shape. If you don’t have them, plan to get some.

25) Main Water Shut-Off Valve and Circuit Breaker Box

You should do this early and get it out of the way. If the power goes out or water pipes begin bursting, you will want to do something about it quickly and confidently. Also, these things tend to happen in the middle of the night, so you will be dazed and unable to focus. Familiarizing yourself with the exact location can minimize the disruption and destruction. Finally, if you heat your home with propane or natural gas, learn where that shutoff valve is.

26) Drain the Hot Water Heater

This fits under the heading of routine, once-a-year maintenance, but it’s a good time to do it once you are moved in. Water heaters tend to build up sediment in the base of the unit, and that can reduce the efficiency of your heater. Worse, it can affect the taste of the water coming out of your faucets, especially if you have high iron content in the water in your area. This is usually a matter of locating the spigot at the bottom of the water heater and attaching a hose to it. When you open the spigot, make sure someone is holding the other end of the hose close to a drain. The water can come out forcefully and spray all over if the free end isn’t secured. Trust us on this one.

First time homeownership is a significant investment that requires careful preparation, planning, and ongoing work. By taking the necessary steps to prepare for home ownership, navigating the buying process, and maintaining your home and budget, you make the most of living in your new home.

May 10, 2023 / in Buying a House / Bob Filipczak

Last Updated on May 10, 2023 by Luke Feldbrugge

Home selling tips

Maybe you’re moving to a larger home to accommodate a growing family, relocating for a new career opportunity, or purchasing a townhouse for retirement. Whatever the reason for the move, you’ll need to take the necessary steps to sell your home for the best possible price, within a reasonable amount of time. Where do you begin?

If you’re like most people, you’ll start by seeking assistance from a professional. A local real estate sales associate, who knows your neighborhood, can help you determine a fair market price. The sales associate should also recommend the extent to which you should make repairs or improvements to your home.

In order to select a real estate professional who’s right for you, ask family, friends and neighbors for referrals. Attend open houses and interview several sales associates to find out how professional or experienced they may be. Get a written outline of how they plan to market your property and the services they will offer you.

Once you’ve identified a qualified professional, the rest is chemistry. Is the sales associate someone with whom you would like to work closely? Do you feel comfortable with the sales associate as your partner, working with you to give you advice and acting as your representative? Does he or she practice a consultative selling approach, focusing on the long-term client relationship and on the importance of exceeding client needs and expectations, or is he or she caught up in the proverbial ‘hard sell?’

The brokerage firm that your agent is associated with is also important. Research the firm’s success rate and commitment to quality service. Does it survey existing clients in order to ensure customer satisfaction? What are the results of those surveys? How in tune are they with consumer needs? Do they offer guidance with mortgages or any discounts for other home-related or moving services?

Determining your home’s fair market value is one of the most important decisions you’ll make during the home-selling process. Your sales associate can help you set a fair price based on local market conditions. For instance, she or he will provide sale prices and other statistics for homes similar to yours that have recently sold in your neighborhood. Prospective buyers will be comparing your home to others on the market. Therefore, setting a competitive price can determine if your property will or will not sell.

For the first offer made, it’s rare that the prospective buyer matches the asking price. If the offer is reasonably close to the asking price, carefully consider the offer before turning it down. Curiously, it’s the first offer that can often be the best offer. If the first offer is unacceptable to you, it may in your best interest to have your sales associate respond with a counter offer. Whenever considering an offer, ask yourself if you would purchase the property for the amount being offered. Always be willing to negotiate, especially if the prospective buyer is pre-approved for a mortgage.

Once you decide what terms are acceptable, let your sales associate negotiate with the prospective buyer to work out the best agreement for you. You’ll need to be patient while the buyer arranges financing and the real estate company compiles and prepares pertinent documents and information.

Careful planning and sound advice from a real estate professional can make selling your home a very satisfying experience. If you are considering selling your home, give me a call (210) 479-1222 or e-mail me and I will select one of my agents to answer your questions and help you get the process under way.

http://www.century21scottmyers.com

Why live in San Antonio?

San Antonio, Texas, is an exceptional place to live. Families and individuals from all over the nation choose to move to San Antonio for its thriving business community, world-class healthcare system, and multicultural reverence. San Antonio has the second largest population out of all cities in Texas.

Living in San Antonio, Texas, can be a great choice for many people due to a variety of factors. However, whether it’s the right place for you depends on your personal preferences, lifestyle, and priorities. Here are some reasons why people choose to live in San Antonio:

Affordable Cost of Living: Compared to many major cities in the United States, San Antonio offers a relatively affordable cost of living. Housing, in particular, tends to be more affordable than in cities like San Francisco or New York.

Cultural Diversity: San Antonio is known for its rich cultural diversity. It has a strong Hispanic influence, and you can experience a blend of cultures through its food, festivals, and traditions.

Job Opportunities: The city has a growing job market in various sectors, including healthcare, technology, military, and tourism. The presence of major companies and military bases provides employment opportunities.

Military Presence: San Antonio is home to several military bases, including Lackland Air Force Base, Fort Sam Houston, and Randolph Air Force Base. This makes it a popular choice for military personnel and veterans.

Education: The city has a variety of educational institutions, including the University of Texas at San Antonio (UTSA) and Texas A&M University-San Antonio, offering diverse educational opportunities.

Cultural Attractions: San Antonio boasts a wide range of cultural attractions, such as the historic Alamo, the River Walk, and numerous museums and theaters. It’s also known for its vibrant music and arts scene.

Beautiful Weather: The city enjoys a generally mild climate with hot summers and mild winters. This climate allows for year-round outdoor activities and an active lifestyle.

Family-Friendly: San Antonio is often considered a family-friendly city with numerous parks, recreational activities, and good schools. It’s a place where you can raise a family and enjoy a strong sense of community.

Food and Cuisine: San Antonio is famous for its Tex-Mex cuisine, and you’ll find a wide range of delicious dishes to try. The city is also known for its vibrant food scene, with various culinary options to explore.

Proximity to Natural Beauty: The city is within driving distance of some beautiful natural landscapes, including the Texas Hill Country, state parks, and the Gulf Coast. This makes it easy to enjoy outdoor adventures.

Festivals and Events: San Antonio hosts numerous festivals and events throughout the year, celebrating its cultural diversity and providing entertainment for residents and visitors alike.

While there are many advantages to living in San Antonio, it’s essential to consider your personal preferences and lifestyle when deciding if it’s the right place for you. Some people may find the climate too hot, while others may prefer a larger or more cosmopolitan city. It’s a good idea to visit the city, explore the neighborhoods, and talk to current residents to get a better sense of whether San Antonio aligns with your needs and desires.

Moving to San Antonio soon? With inventory in short supply and prices starting to rise, you may want to lock in a great home now. Century 21 Scott Myers Realtors can help you to learn about the buying opportunities in our area and make your transition a smooth one! http://www.century21scottmyers.com

How To Get Rid of Yellow Jackets For Good

During the warmer months, many homeowners enjoy spending time outdoors. Although relaxing on a shaded deck with a good book and an ice-cold drink can be relaxing, it can quickly go south when insects start to enter the picture—and not always in a friendly manner. Yellow jacket bees are a major nuisance in the summer. Often a menace to homeowners’ properties, yellow jackets tend to nest in the ground where they build their colonies.

How to Identify Yellow Jackets

It’s important for a homeowner to be able to properly identify pests to accurately identify the best solution for getting rid of them. The methods for how to get rid of hornets will vary from how to get rid of yellow jackets. Similarly, if a homeowner is dealing with honeybees, they’ll want to hire one of the best bee removal services instead of trying to use remedies against yellow jackets.

Yellow jackets are any of 35 to 40 species of wasp (hornets are also a type of wasp). Generally yellow and black in color, some yellow jackets may feature white or red markings. The yellow jacket size is smaller compared to a bee, and they have a thinner “waist” that is more defined. Although this wasp species is generally smaller than most types of wasps, they are more aggressive. These wasps also lack the long hind legs for carrying pollen and the amount of hair that bees have.

Do Yellow Jackets Sting?

Yellow jackets are a social species that become territorial of their habitats. Colonies can become aggressive when they are disturbed and are not afraid to use their stingers—multiple times. Yellow jacket stings can cause hives, swelling, redness, and itching; in some cases, they may cause an allergic reaction. If a yellow jacket sting won’t stop hurting after the area has been cleaned and cold-wrapped, over-the-counter pain medications or antihistamines can help.

What Attracts Yellow Jackets?

Yellow jackets and other pests are attracted to common sources that can be found around the home. Food items, such as open cans of soda or sweet treats, will draw yellow jackets nearby. Additionally, sweet-smelling hygiene products like shampoo, perfume, and body spray will also act as a beacon for these pests.

Safety Considerations

• If DIYing, wear as many layers of clothing as possible to protect from stings.
• Have a well-thought-out escape route once you begin disrupting the nest that is free from items that may trip you, such as outdoor toys, lawn items, lawn furniture, and garden tools.
• Consider leaving yellow jacket removal to the professionals, especially if someone in the household is allergic, to avoid being stung and risking an allergic reaction. While the following steps can be useful in removing a small number of yellow jackets, a professional who has dealt with these types of wasps before is going to be the safest option to remove the pests.

Although there are a handful of ways to deter these pests, hiring a professional from one of the pest control companies is usually the best way to deal with yellow jacket removal. Here’s what homeowners will want to know about how to get rid of yellow jackets.

• Time required: 24 hours (to ensure all pests have been eradicated)
• Difficulty: Intermediate
• Estimated cost: Average range of $325 to 450 for professional services; under $50 for DIY strategies
• TOOLS & MATERIALS
  • Peppermint oil
  • Dish soap
  • Spray bottle
  • Imitation wasp nest
  • Bucket
  • Yellow jacket killer spray
  • Wasp trap
  • Electric bug zapper

STEP 1: Locate the nest.

If yellow jackets are buzzing about the property, it’s important for the resident to locate the source of the pests’ home. Whether this is an underground yellow jacket nest or a yellow jacket nest in a wall, knowing exactly where these wasps are hiding is going to help the residents avoid the area and prevent getting stung. Additionally, knowing the exact location of the nest will help when a pest control professional is involved so the homeowner can point to the problem areas.

STEP 2: Try natural remedies.

There are a few things that can be done to help mitigate the yellow jacket issue while waiting for a pest control professional to come out. The below suggestions are actions that can be taken if someone is comfortable being in close proximity to the wasps or their nest.

• Peppermint Oil:

Combine a few drops of peppermint oil with warm water and dish soap to make a yellow jacket repellent. Putting this concoction into a spray bottle and spraying it near the entrance of the yellow jacket nest can be helpful in deterring the pests from re-entering the home. This is most effective when it is reapplied every few days.

• Imitation Nest:

Another great way to draw yellow jackets from their nest is to give them somewhere else to go. Placing an imitation wasp nest in the vicinity of the real nest will deter the yellow jackets from continuing to use their current nest. Since they are territorial, they will likely think another wasp colony is in their area and move.

• Protein Bait:

Since yellow jackets are hunters, they will be drawn to sources of protein like chicken, liver, and fish. One of these options can be used as a successful protein bait atop a bucket of soapy water. After hanging the bait, the yellow jacket may try to fly away with a piece that is too heavy and will (hopefully) drop into the bucket of soapy water. Sweet baits like soda or juice can be just as effective during late summer and early fall.

• Cover the Nest:

It may sound obvious, but covering the entrance to the yellow jacket nest in the ground once it is located is a good option when trying to deal with a yellow jacket infestation. If any wasps are left in the nest when you cover the entrance with an object, such as a bowl or box, they will starve to death. Consequently, any yellow jackets that cannot return to their underground wasp nest will find a new area to build their home.

STEP 3: Apply a spray treatment.

One of the best wasp sprays can be used to spray the nest. The best time to approach the nest for spraying (and when using any other remedies) is at night, when the colony is the least active and most yellow jackets are inside the nest. While wearing clothing that covers any exposed skin to prevent any possible stings, the homeowner or a pro will need to spray the nest by following the directions on the yellow jacket spray. If there is activity at the nest at the same time the next day, they’ll want to spray it again.

STEP 4: Hang yellow jacket traps.

Homeowners can consider a one of the best wasp traps or a DIY trap to draw these pests away from their homes. They’ll need to put bait (mentioned above) inside a trap and hang it where the most yellow jacket activity is occurring. Residents will want to check the trap every few days once activity around it seems to have lessened to see if it needs more bait. Hanging traps will be especially helpful for colonies that have made a nest within the walls or another area on the exterior of the home.

STEP 5: Install an electric bug zapper.

For those who do not want to have direct contact with the yellow jacket nest, an electric bug zapper can be beneficial. By placing the zapper outdoors in the general vicinity of the known colony, the yellow jackets will be drawn to the device because it emits a humming noise that also causes vibration. To the wasps, this will sound like an invasion of their nest, and they will fly directly to the source and be zapped.

STEP 6: Prevent yellow jackets from nesting.

Residents will want to seal any tight spaces around the exterior of the home that may serve as a nice spot for a yellow jacket nest, as well as keep lids on garbage cans to prevent drawing the attention of wasps. Additionally, homeowners will want to be mindful that wasps like sweet smells, so it’s wise to consider where fruit trees or crops may be planted on the property.

Yellow jackets may be intimidating at first, but it is possible for a homeowner to deter them and even get rid of their nest altogether by following the steps above. When it comes to yellow jackets, it’s best to go right to the source and get rid of them as early as possible. Especially for homeowners who are allergic to this species or are not confident in their ability to rid their property of these pests, it’s wise to play it safe and recruit a pest control professional to take care of the job.

Home Maintenance to Avoid Costly Repairs

Seventy-eight percent of homeowners say they have buyer’s remorse over purchasing their home within the last 12 months, mostly because of unexpected repair costs, according to a survey from Hippo, a home insurance group. Proactive home maintenance, however, can help ward off many repair nightmares. After all, two-thirds of homeowners who experienced a repair issue admit the problem could’ve been prevented with proactive maintenance, another Hippo survey finds. Further, 67% say unexpected home issues have affected their mental health, and 63% say the problems have affected their relationships. Courtney Klosterman, a home insights expert at Hippo, offers the following breakdown of home maintenance projects to help lessen stress.

OUTDOORS:

Trim trees:

Faulty tree limbs can damage a home, especially during storms. On windy days, tree branches can strip off layers of siding or asphalt from the roof singles that protect a home. A storm also can cause a sick tree’s limbs to fall onto a home. In drier climates, homeowners have an additional wildfire risk that encroaching brush can have on a home.

• Do a quick walkthrough to remove branches touching or overhanging near or on a roof. (Consider hiring a professional to remove overhanging limbs.)
• Trim trees that are encroaching or overhanging near gutters or rooflines to help prevent damage.
• Work through the branches to remove anything that doesn’t look completely stable. Remove any vegetation touching the sides of a home and dead or dying vegetation within 30 feet of a home.

Roof:

A poorly maintained roof can lead to deterioration, damaged shingles, and other issues like moss buildup, making it easier for water to seep into ceilings. A slow roof leak also can turn into a huge backlog of moisture in a ceiling or attic. This can eventually proliferate into mold that grows on walls and framing, leading to poor air quality in the home and even damage to the home’s structural framing.

• Check the roof for damage that may have happened during the winter months. (Call in professionals to do this.)
• Look for signs of damage, like missing, worn, or damaged shingles, while inspecting the roof from the ground.

Gutters:

Leaves and debris can build up in gutters, causing water to spill over the sides and potentially lead to foundation damage, structural defects, mold, mildew, and flooding. In cooler climates, water residue in clogged gutters can freeze causing water to seep into the roof or eaves.

• Check all points where clogging could occur. Call in a professional to check tough-to-reach areas.
• Using a pair of gloves, clear out any visible debris that may block the flow of water towards the downspouts.

**At a minimum, clean gutters yearly by removing large debris**

• Flush gutters with a hose starting at the end furthest from the downspouts, making sure downspout drains are positioned away from the foundation.

Siding:

The siding on a house needs to be well-painted and sealed to help avoid leaks or mold from forming and keep pests out.

• Walk around the perimeter of the home each season to look for signs of deterioration, such as rotting, peeling paint and damaged siding, sills or soffits.
• Repair damaged areas right away, as these materials help protect a home from weather, water intrusion and pests. Not addressing these issues could lead to rot and damage to structural framing.

INDOORS:  Don’t overlook a home’s critical systems and appliances.

Plumbing:

Water damage is one of the most common and costly disasters a home can experience. The average home insurance claim costs upwards of $12,000, according to the Insurance Information Institute.

• A quick walkaround every three months will help catch the earliest signs of plumbing issues.
• Set up smart devices with leak detectors in areas where water is likely to pool, such as under bathroom or kitchen sinks and in the basement.
• To keep drains clog-free, pour a cup of white distilled vinegar down them a couple of times a month. Let the vinegar sit for 30 to 45 minutes, then flush with cold water.
• When deep cleaning the kitchen drains, don’t forget the garbage disposal. Disconnect the unit’s power, throw on a pair of rubber gloves and wipe down the unit with cleanser until debris is removed.

Water heater:

Over time, sediment builds up in the bottom of a water heater, which can corrode the tank and heating elements and shorten its lifespan. A replacement water heater can be costly—anywhere between $1,000 to $1,500 or more.

• Flush a hot water heater annually to prevent sediment buildup. Begin by draining whatever water is left in the tank (don’t forget your bucket). Then, stir up the sediment at the bottom of the tank by opening the cold-water supply valve briefly. Keep repeating this process until the water comes out clean from the hose.
• Look under water supply and drain lines for signs of corrosion and repair damage. Pipe corrosion can also hurt the efficiency of hot water heaters and cause premature failure.

Dryer vent:

The leading cause of home fires involving the dryer is dust, fiber, or lint buildup in the dryer exhaust vent, according to the National Fire Protection Association. While many homeowners are mindful to clean the lint filter in-between laundry loads, Hippo’s Housepower Report (link is external) revealed that most homeowners wait more than two years to clean their dryer exhaust vent, if they ever do.

• Remove the excess heat, moisture and lint that comes from the drying cycle.
• Clean vents at least once a year to help reduce the chance of house fires and improve energy efficiency by hand scrubbing a filter.

Stove and hood vents:

The buildup of cooking oils and grease that occurs on a stove hood over time makes cooking the leading cause of all home fires, according to the United States Fire Administration.

• Clean vent screens every three months to help prevent grease fires and prolong the life of the vent fan.
• Remove the filter from the range hood and wash in warm soapy water to remove grease buildup.
• Clean ignition sources (gas) every three months and have a technician tune-up your range annually.

Refrigerator:

Refrigerator coils are critical to cooling. Most homeowners don’t vacuum their refrigerator coils routinely, according to Hippo’s Housepower Report. Nearly one in five homeowners say they did not know they had to vacuum their refrigerator coils at all, the survey notes.

• Dust and dirt can reduce performance and increase energy bills. Vacuum or clean under and behind your refrigerator twice a year to help maintain peak performance.

Electrical system:

A home’s electrical system needs to be protected from overheating in the event of a power surge. According to Hippo’s Housepower Report, more than two-thirds of homeowners don’t know the location of their fuse box or circuit breaker.

• Locate the fuse box. While every home is different, circuit breakers are generally located in low-traffic areas of the home, such as a basement, garage, or utility closet.
• If the power is out in a home, check if the breaker is out of line. If so, switch it to the “off” position, and then switch it to the “on” position.
• Keep the electrical box cover shut, and check every three months for signs of rust, moisture, and dirt.

Foundation:

Over time, the ground around a home may shift, causing changes to how the home rests on the foundation.

• Check for cracks larger than one-eighth of an inch in width (the thickness of 2 pennies) or actively getting bigger.
• To help identify movement, monitor a crack over time by placing a piece of masking tape over it and seeing if it shifts. Consult a foundation expert when serious damage is identified.

HVAC:

When an HVAC works efficiently, heat and cool air are distributed throughout the home with good circulation. Common system breakdowns are a result of dirty HVAC filters, thermostat settings, a pilot light being out or a faulty thermocouple.

• Help improve the air quality inside of a home and use less energy by changing the HVAC filter every 30 to 90 days, depending on your unit.
• Schedule a bi-annual tune-up to help ensure you are not stuck without heat or cool air.

What does a Realtor do for homebuyers?

A good real estate agent plays a crucial role in assisting home buyers throughout the entire process of purchasing a property. Here are the key things a competent real estate agent does to help home buyers:

1. Expert Guidance: A skilled real estate agent possesses extensive knowledge of the local market, current trends, and property values. They will provide valuable insights and guidance based on your specific needs and preferences. They can help you understand the various neighborhoods, school districts, amenities, and other factors that influence property values.
2. Property Search: An agent will save you time and effort by conducting a comprehensive search based on your criteria. They have access to multiple listing services (MLS) and can provide you with a curated list of properties that match your requirements, including those that may not be available to the general public.
3. Showings and Property Evaluation: A real estate agent schedules property showings at your convenience and accompanies you during the visits. They have an experienced eye for evaluating properties and can identify potential issues, strengths, and hidden costs that may not be apparent to the average buyer.
4. Negotiation Skills: One of the most valuable skills a real estate agent brings to the table is their ability to negotiate on your behalf. They will represent your interests and work to get you the best possible deal, whether it’s negotiating the purchase price, contingencies, repairs, or any other aspect of the transaction. Their experience and knowledge of market conditions help ensure you make an informed decision.
5. Paperwork and Documentation: Buying a home involves a significant amount of paperwork, contracts, and legal documents. A good agent will handle all the necessary paperwork, ensuring accuracy and completeness. They will explain each document, assist you in understanding the terms and conditions, and coordinate with the other party’s agent and relevant professionals (e.g., lenders, inspectors, appraisers) to keep the transaction moving smoothly.
6. Network of Professionals: Real estate agents have a vast network of professionals they can recommend, including mortgage lenders, home inspectors, title companies, and attorneys. They can connect you with trusted individuals who can help facilitate the home buying process and ensure that all necessary steps are taken.
7. Market Analysis and Pricing: Before making an offer, a competent agent will conduct a comparative market analysis (CMA) to determine the fair market value of the property you’re interested in. This analysis considers recent sales of similar properties in the area, current market conditions, and other relevant factors. It helps you make an informed decision about the price you should offer.
8. Transaction Management: Once your offer is accepted, the agent will oversee the transaction, coordinating with all parties involved, including lenders, inspectors, appraisers, and attorneys. They will keep you informed of important milestones and deadlines, ensuring a smooth closing process.
9. Post-Purchase Support: A good agent’s assistance doesn’t end at closing. They can provide guidance on home maintenance, recommend reliable contractors for repairs or renovations, and be a resource for any questions or concerns you may have after moving into your new home.

Overall, a good real estate agent acts as your advocate, providing expertise, support, and guidance throughout the home buying process. Their goal is to make the experience as smooth and successful as possible while ensuring your interests are protected.

If you’re thinking about buying or selling contact us at Century 21 Scott Myers Realtors today! (210) 479-1222 or http://www.century21scottmyers.com